If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing […]
If you are in the market to hire a remodeling contractor, here are some questions you should ask him/her: • How many properties have you remodeled/flipped?• How long have you renovated homes?• What do you specialize in?• How are you different from others in your field?Licensing, Insurance, and Bonding• What type of license do you […]
After your home inspection, your real estate agent will help you manage your expectations and understand your options as you read the home inspection report. Don’t let a long report scare you: Those 50-item reports, even though they’re a lot of small things, tend to cause buyers to panic. But loose railings, torn carpet, or slow […]
Fall is a unique season in real estate. Even though you’ll likely find fewer buyers and less competition, the most desirable homes can still generate fierce competition. Preparation, timing, and market awareness can make or break your experience. Here are some preliminary steps to take in early fall. An experienced agent is as important as […]
Fall might be the best time to buy a house according to data details on Realtor.com®. Buyer-friendly conditions include more listings, lower prices, price cuts, and less competition. Buyers don’t have to move quite as quickly as they do in the peak of the spring and summer buying season. That can be especially good for […]
The Best Properties Aren’t Always the Best Looking When searching for a house, remember that the best properties aren’t always the best looking. A picture is worth a thousand words, the saying goes. But what that saying doesn’t mention is that a picture can hide cracked floorboards, busted boilers, and leaky pipes. So, while it’s […]
Pricing a home is both art and science. To understand what will inform your agent’s pricing decisions and prepare to bring your own educated input to the conversation, you have a few resources at your disposal to figure out where your house stands among the crowd: a listing agent’s expertise and guidance, plus online property […]
At the home inspection, it can cause almost as much anxiety for you as a seller as it does for buyers. Most purchase agreements are contingent on a home inspection (plus an appraisal, which will be managed by the buyer’s lender). This gives allows the buyer to inspect the home from top to bottom and […]
You can prepare with for the mortgage preapproval process with these four steps: Obtain a free credit score: A credit score of at least 620 is often recommended in qualifying for a mortgage, though higher scores can benefit you with the loan amount and interest rate. But some lenders will approve borrowers with lower scores. For […]
The top five reasons lenders reject mortgage applications, according to the National Association of REALTORS® “2024 Profile of Home Buyers and Sellers” are: High debt-to-income ratio: 40% Low credit score: 23% Income was unable to be verified: 12% Not enough money in reserves: 12% Insufficient down payment: 9% Check out below to see what sold in […]
