To get preapproved for a mortgage, you’ll need to meet with a lender (from a bank you’re already using or a mortgage loan officer at another bank, a credit union, a mortgage broker, or an online lender. Ask your real estate agent for recommendations if you’re unsure.) During the preapproval process, a lender will review your finances by pulling your credit report and asking you to submit several documents:
- Proof of identity, like a driver’s license or passport
- Proof of income (for example, at least two or three months of pay stubs or W-2 forms or tax returns from the past two years)
- Proof of employment, such as the contact information for your employer or a recent employment verification letter
- Proof of assets, such as bank statements for any checking, savings, and retirement accounts for the past two to three months
- A list of current debts, such as outstanding balances and monthly payments for credit cards, car loans, alimony payments, student loans
- Down payment details, including documentation showing where the funds are coming from
Check out below to see what sold in Northville Commons in August 2025:
17540 E. Northville Trail, Northville: 4 bedrooms, 2.1 bathrooms, 2,578 sq. feet, 2.5 car garage, Sold Price: $665,000
Northville Commons Home Sold
August 20o25
For more information on Northville Commons, contact The DiMora Team today at 248-505-7728 or jim@dimora.com.