Once you’ve been pre-qualified and pre-approved, then you will have to apply to actually get a mortgage. The DiMora Team are real estate experts in the Novi and Northville neighborhoods and we know that your lender is going to request your financial records. After you are accepted and as you head into the underwriting period (the process of your lender issuing the funds to purchase the property) your lender will ask you for several items including pay stubs, tax returns, bank statements, retirement statements, marriage/divorce decrees and any other documents that will impact your financial situation. You’re going to have to account for any hidden monthly costs as well. For example: Does the property come with leased equipment like a fuel or septic tank? If you are outside the city limits, you may have to pay for your own waste/disposal service for trash pickup. Ask the sellers for the last three months’ worth of utility bills so you can better budget the real costs of maintaining the home. Check out below to see what sold in Crosswinds West in November 2018:
22290 Edgewater, Novi: 2 bedrooms, 1.1 bathrooms, 1,100 sq. feet, 1 car garage, Sold Price: $159,900
Crosswinds West Home Sold
You also might want to check with the previous owner to see if they have a Pest Control Contract or inquire if you will be assuming a lawn maintenance contract. For more information on Crosswinds West, or similar Northville or Novi neighborhoods such as Lakewoode Parkhomes, Country Place and Highland Lakes, contact The DiMora Team today at 248-505-7728 or firstname.lastname@example.org.