When you’re searching for a home loan, you want to make yourself look as financially attractive as possible to a mortgage lender. Having a good credit history, a healthy down payment and job stability are three key ways to boost your buyer attractiveness. The DiMora Team are real estate experts in the Northville and Novi neighborhoods and we know that evidence of a dependable income stream can help you get a better mortgage rate and make you look more attractive to lenders. Because people tend to change jobs and careers more frequently these days, banks understand a certain degree of turnover. However, the longer you are with one company the better it looks to a lender. Stay in your present position for a while, at least until you have secured the loan. If you have changed jobs or fields within the past two years, be prepared to explain why to your lender. Check out below for active listings in Country Club Village in June 2015:
16109 Homestead Circle, Northville: 4 bedrooms, 2.1 bathrooms, 3,256 total sq. feet, 2 car garage, Listed Price: $375,000
Country Club Village Active Listing
June 2015
Another good idea is to know your income-to-debt ratio and don’t try to buy a house outside your means. For more information on Country Club Village or similar Northville or Novi neighborhoods such as Hickory Creek, Lairdhaven and Blue Heron Pointe, contact The DiMora Team today at 248-505-7728 or jim@dimora.com.