When you’re planning to buy, one of the first things any potential lender is going to look at is your credit rating. If you have any lingering credit issues, now is the time to take care of them. The DiMora Team are real estate experts in the Northville and Novi neighborhoods and we know that your credit score, commonly referred to as a FICO score, is all-important when lenders calculate what kind of loan you can qualify for, how much you’ll need to put down for your down payment, and your mortgage interest rate. You are entitled to one free-credit report per year from each of the three credit bureaus (TransUnion, Equifax, and Experion), which can be obtained through the site annualcreditreport.com and provides information on all your accounts. Review it carefully, making sure that there aren’t any errors or outstanding collections. Once you figure out where you need to be credit-wise, set up any recurring bills on autopay so there is no chance of forgetting to make a payment. If you have any high-interest credit cards, pay those down first — but don’t close the accounts, as that can actually have a negative impact on your score. Check out below to see what sold in Country Club Village in December 2021:
39668 Southwind Lane, Northville: 2 bedrooms, 2.1 bathrooms, 1,704 sq. feet, 2 car garage, Sold Price: $400,000
Country Club Village Home Sold
December 2021
39714 Southwind Lane, Northville: 2 bedrooms, 2.1 bathrooms, 1,704 sq. feet, 2 car garage, Sold Price: $420,000
Country Club Village Home Sold
December 2021
Starting this process early is always good, as it may take a few months to push your score up if it’s too low. For more information on Country Club Village, or similar Northville or Novi neighborhoods such as Hickory Creek, Lairdhaven and Blue Heron Pointe, contact The DiMora Team today at 248-505-7728 or jim@dimora.com.